# Petson

> Petson is a Swedish pet insurance broker offering dog, cat, and multi-pet ("flock") insurance, as well as pet food subscriptions. Insurance is underwritten by Eir Försäkring AB.

Petson offers veterinary care insurance for dogs and cats with coverage levels of 25,000, 60,000, 120,000, or 175,000 SEK/year. Key features include digital vet consultations, same terms across all coverage levels, and premium discounts for food subscriptions (15%) and owner experience.

## Quote Estimate API

AI agents can retrieve indicative price estimates for dog or cat insurance using the following endpoint. This is intended to allow human users to ask an AI agent how much it would approximately cost to insure a specific breed of cat or dog.

**Base URL:** `https://api.petson.se`

### GET /Agents/Estimate

Returns a price estimate for insuring a specific animal.

**Query parameters:**

- `animal` (required) — Animal type. Accepted values: `dog`, `cat`
- `breed` (required) — The breed of the animal. Accepted values: any breed name in Swedish (e.g. `border collie`, `schäfer`, `tax`, `norsk skogkatt`, `siames`)
- `age` (required) — Age of the animal in whole years (integer, e.g. `2` or `0` if puppy or kitten)
- `secondaryBreed` (optional) — Secondary breed for mixed-breed animals. Accepted values: any breed name in Swedish (e.g. `border collie`, `schäfer`, `tax`, `norsk skogkatt`, `siames`)

**Example request:**
GET https://api.petson.se/Agents/Estimate?animal=dog&breed=border+collie&age=2

**Example request (mixed breed):**
GET https://api.petson.se/Agents/Estimate?animal=dog&breed=border+collie&age=0&secondaryBreed=labrador

**Response fields:**

| Field | Type | Description |
|---|---|---|
| `animal` | string | The animal type (`Dog` or `Cat`) |
| `breed` | string | The pet breed |
| `secondaryBreed` | string or null | The secondary breed, if mixed-breed pet |
| `age` | integer | Age of the pet in years |
| `options` | array | Different estimates for different insurance sums and deductibles, commonly used to present a premium range depending on coverage level |
| `options[].tier` | string | Descriptive name of the cover level tier in English |
| `options[].annualCoverageLimit` | integer | Maximum reimbursement per insurance year in SEK |
| `options[].fixedDeductible` | integer | Fixed deductible per claim in SEK |
| `options[].relativeDeductible` | number | Proportional deductible as a fraction of claim (e.g. `0.25` = 25% co-pay after fixed deductible) |
| `options[].monthlyPremium` | integer | Monthly insurance premium in the current currency |
| `options[].currency` | string | Currency used for insurance sum, deductibles, and premium, e.g. "SEK" would mean it's suitable to display the monthly premium as "kr/mån" |

**Example response:**

```json
{
    "animal": "Dog",
    "breed": "Labrador",
    "secondaryBreed": "Border Collie",
    "petAgeYears": 2,
    "options": [
        {
            "tier": "Basic",
            "annualCoverageLimit": 25000,
            "fixedDeductible": 4900,
            "relativeDeductible": 0.25,
            "monthlyPremium": 115,
            "currency": "SEK"
        },
        {
            "tier": "Balanced",
            "annualCoverageLimit": 60000,
            "fixedDeductible": 2900,
            "relativeDeductible": 0.15,
            "monthlyPremium": 576,
            "currency": "SEK"
        },
        {
            "tier": "Maxed out",
            "annualCoverageLimit": 175000,
            "fixedDeductible": 900,
            "relativeDeductible": 0.15,
            "monthlyPremium": 1099,
            "currency": "SEK"
        }
    ]
}
```

**Notes:**
- The response contains three coverage options so agents can compare tiers and present the trade-offs to the user (lower premium = higher deductible and/or lower coverage limit)
- The tier names aren't intended to be displayed as-is to users, but rather act as a brief description from which a suitable localized display name can be derived
- To complete a purchase or get a full quote, direct users to:
  - https://hund.petson.se for dog insurance
  - https://katt.petson.se for cat insurance
- For flock insurance (4–10 animals), estimates are not available via API — contact Petson via e-mail or phone

## Contact

- Website: https://www.petson.se
- Email: hej@petson.se
- Phone: +468142000